We insure homes from the ground up. That includes Builder’s Risk insurance and “permanent” homeowners insurance. We work with their lenders so they don’t have to. Homeowner’s insurance ranges from owner occupied homes to rental properties, condos, vacation homes and lake houses.
Some things most people forget are, their valuables are not always completely insured under their homeowner policy. Jewelry, Collectibles, Guns, Atv’s, tractors, mowers, etc are also not always insured or have coverage limits that are not enough.
Personal Auto Insurance
We make sure that your auto insurance policy is at a level that meets the risks of today’s values and potential threats to your income.
Personal Umbrella Liability
Covers your liability exposure over and above the normal liability limits of your home and auto insurance. You should not have to worry about losing your home in the event of a lawsuit. Personal Umbrella Liability makes sure that doesn’t happen.
Commercial and Business Insurance
We specialize in locally owned businesses. No matter how big or small. Each business is unique and deserves an insurance policy that is unique to that business. We dive deep into the workings of the business to make sure each need is met. Not all businesses are the same, not all insurance policies are either. We offer insurance policies for the business property and liability.
Commercial Auto Insurance
It doesn’t matter if it’s a one man mowing operation, or a commercial trucking operation. Finding the right carrier is key. That’s why we have multiple options for our clients. We don’t think every business is the same, so we have different carriers to place the business with the right company. We make sure each client gets the right policy at the best price.
Farm Owner Packages
Anyone who owns acreage can be considered for a Farm Owner policy. It can include liability for the properties, coverage for dwellings and farm structures, tractors, atvs, and equipment, and even owner occupied dwellings. This policy is a place where those individuals or LLC’s that have multiple things they would like to insure in one spot can find that convenience.
First Choice Insurance, Inc. write all types of bonds. There really isn’t one we can’t write.
Life & Health Insurance
Life Insurance, Group Health Insurance, Short Term Health Insurance, and Medicare Supplements.
All of our agents are also licensed Life & Health Agents. With a multitude of companies where we can find the right fit for our clients.
Whether it’s a client we already have, or anyone that has questions or concerns about their policies. In our opinion, it’s important enough to understand what you have and need when it comes to insurance that we will sit down with anyone and review their policies, at no cost.